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Practitioner notes from the EU fintech frontline.

Working notes on MiCA, payments, AI and DORA – written from inside the licensing process, not the sidelines.

9 notes Newest first
Two dark geometric slabs converging into a narrow vertical gap, with gold light in the opening. Featured Payments (PSD2 / PSD3) 7 August 2026 9 min read Poland’s financial supervisor wants to abolish small payment institutions: what it means for SPI holders A supervisory comment submitted during consultations would remove small payment institutions from Polish law. Twelve months to apply for a full authorisation, eighteen to wind down, and new registrations closing within two weeks. Read article